EFTA01501184

p We will be making the following changes to the Deposit Account Agreement for Chase checking and savings accounts, effective March 24. 2011 We have: - Added the following language to the Important Definitions section: Debit card transaction: Includes any purchase from a merchant using your ATM card or debit card. • Modified the agreement to clarify that we will only send one copy of any notice relating to your account, even if the account has more than ono owner. - Revised our Funds Availability Policy. Under Longer Delays May Apply. we describe circumstances whore funds may not be available until the seventh business day after the day of deposit. We are deleting the sentence saying that the first $200 from your deposit will be available on the next business day. so if we delay availability in those cases the delay may apply to the full amount of the deposit. All other terms of your account agreement remain the same. If you have questions about the changes. please call us at the number on this statement or visit your nearest branch. Primary Account: For the Period 111113 to 1/31113 There has been no active°, on war aocotatt airing this statement period You may not recelw a statement through the mail in the future Ifthere is no mils*, on your account. You can almom view your aCCOUlli activity and statement by logging on to your account through chase con?. Oyu hate questims. please call as at the number on this. tatement. Please note this account lad to acthio, during this marmot t perked The date of tau activityfor this account war 11/28112. J. P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 2 of 4 JPM-SDNY-00025411 SDNY_GM_00294609 EFTA01501184