EFTA01511473

06 12002 Account Number: FINANCIAL TRUST COMPANY, INC. June 01, 2002 - June 30. 2002 J.P. Morgan Securities Inc. JPMorgan Private Bank Margin Account Portfolio Page 19 of 20 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist of you think your statement is incorrect or you require additional in I OM:anon about a transaction on your statement IMPORTANT INFORMATION ABOUT YOUR JAMS! MARGIN ACCOUNT ll there are any Orrin a &Mations on MIS Statement. Or if you nave any question abOul lb plane Contact your JPMSI ACCOunt Repredentanve Or JPMSI COMplaanCe Department at (212)483.2323. Please keep the 4.1berang on mod when Lang this statement b Pack yew JPMSf Wang., aclyty This stalenXvA combines you general 'reign aCCOunt men the *pee& TOMO' andurn account ragweed ty Seeten 220 6 RectaatiOn T As required by Reputation T a armament record or your separateMason, b as.teble 4000 r request Important tnIonnaVon about pricing and Valuations. ;bees same of when are denuded by {Wing services 0, Other sources whiCh we deem iPatahe are not ens soloed to' accuracy or as reeadable.alues Fees credit balances m yea OCCOunf aro rot segregated and may be used in Zr. ccerabon d JP/.45/1 bus mess subject to trio ONNOOS of SEC Rule 15cX.3 Unless OthOrroSO ardtuCted JPMSI a its agents and &NM:NOS w,5 nod rots socurtos Upon your demand JPMSI at' pay to you the amount of your fr0000da balance and mil dohe- to Ypr NO,spad SONnIOS held CO yOur behaY kunst nuIie charged on any SOS balance trao method of catthialmg interest rs ChoCnbal m a hotter son: to all margin customers Upon nntton request JPMSI won' supply you wen ore rrostrocoM statorrontresurod to be liontShOd IONS:On:Ors under SEC Rs*. I 70- O If a partial cap is mode wth respect to an Josue of sew abes encludol in you, Moron A.-ecunt ne wit ettbce* the cmp by a method we deem le, and equitable You should have /maven sepwaleJPIOSI bad e contrms!vns fa each :cavities Sense:hen AO eansectots ere sutect to the berms end conddons stated on the reverse side ol such confematons and ate subject to the constitution by-lses customs and rnleveretatens of the new ketp.bce shoe exea.obd and gosemed by end consVued an *accedence with the laws of the stele of New York and at °Wank federal lens and repuregons You trust ctompity advise JPMSI of melee! chenges in your irnestrneof objectives a finance/ squaton Unless you team JPIOSI cMenuse JPMSI was consider the obtmeten currently in its Ides robe complete and accurate JAMS: as moored by law 'cat to the Infernal Retina Senna) ae Onstends ametr merest income on bonds amber) to your aCcoont dismg calendar ye. Please retain allyou statements bassist you in preparing >cur income tan returns A Anemia, statement or JPMSI U Or Oat* Ice ion personal initiation at its this or a espy of 4 wni be mailed upon written request JAMS; s no I a bank sodas* sepanne keel entity from As bad ta tirdf alleles mckehrig JPMCB The sec/des sat/ oneeedcemccmnsanded by JAWS, (I) Are not mewed by the Federal °Waal Inssrinee Caper Won a any other gave, nmental egency. (2) Are not deposits a other obNitions or JPMSra OanA a tall all Aates (unless OUVIVOSe wheeled). and me not guaranteed by Or the fespOnSibisly0I any auCh ertiCeles(unless eteciely stated otherwise). and (3) Ima4e investment inks enks1,02 poss,Ne Os, Oltnetemnipahnotstes JPMSIY banking affn‘ares maybe. lenders AS Moen 0 /securities  that JPMSI underwrite, 0Sn Oise proceeds 0 I MPugs unlivvoMen hyJPMS nay be used Ice the repayment of such bans. and you shOukt tele, to the Cookware &Currents (Meta) 10 partCutii secutta.s Ice docussOri of any such lending rOlOINIShOl The Federal Reserve mauves That JPMSI oaten your consae bolero it can oaten oaten meametion homes brink a Mr": affsatos ocAidng :nee credit evaluator a5ou IVo nil assume that your continuing to transact bosoms with JPMSI Yea constitute your consent", Me Marng of such coda onson by JPMSI end its bank a that affttabs. torn enfant permitted by Ian JPMorgan Peyote Bank.sdermaniaMg name to me novae* banking business conducted by JP Morgan Chase 6 Co :trans suesdarsas wailw do otaIng JPMCB and JPMSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037300 SDNY_GM_00306498 EFTA01511473