EFTA01511493

09 Account Number: FINANCIAL TRUST COMPANY, INC. September 01, 2002 - September 30. 2002 JPMorgan Chase Bank 2002 345 Park Avenue, New York, NY 1015.1-1002 II3JPMorgan Private Bank Asset Account Portfolio Page 9 of 9 In Case of Errors or 0uesbons About Your Electronic Transfers. Ca.tect pas Morgan Teem et one of the 16*.pevre numbers co the front or this 3ralernent et nrde SS et 500 Stanbn Cf,nstpans Road POPS Nemeth CE 197134107 as soon as you can dyOu Mink 'Our statement's twOno a I )0a need more internatcn stadia franafee on Ina statement We must heal tom ,ou no late than 60 days al& we sent you 11,0 FIRSTsfaJerientOn when Metro, ce prodemappeated (1)Teaus yens name Mda0D0unt Marta MOOdenbeffle error a the tarns/sr you ere unsure about end e.pieines dear4, es yens Can why yOu Dektv0 if 4 in 070r a why you need moo rnternaton (3)16W us the &dile amount of the suspected &ICY 'two COnt&C/ us ail3/4 , yOu must send us War COmpianl a QuattiOn in noting within 10 &anion days m ads 10 preserve )0(0 roan', Lits r most gate yOur COnyflatn1 and voM caret( anyonorgvOrrpoy if no :AMMO,. than 10 business 4.'110 00 tha (20days for purchases using your dent and Cr kr AlernatronalliansaCt013) we wee crealyour account to me amount you Munk is in (WO/ SO VW ,Ou war Pare the use of troy* &fog the MS It WNW to COmpiafit our noSs VOW In case of errors or questions about your statement, including your line of credit. If )0a Inc* mat statement rs ASCO7Pet a I you flood mo-a onternaton about a SiLISOCICIF)047 your slaymon: anciolo g a In. Qr cod. ransacten you must *Mottoes on a separate sheet describing The arra and sand 4 to JP4forgan Pnvoto Bank. 500 Suntan emotional Rood, KIPS) Newark OE 19713-2107 %to must heat born yas no Met than 60 days Jaw the statement on which me wow a pecdbm apposed is sent Yazoo° contset your chtnt service seactsAd but doe,g so wie not crown. 'cur tights In rut totter Occso ponds the gotbanrq rntcvmabon (I) 'our name and account number (2)thedat amount of the suspected eta and (3) a dosnceon of the enc.' end tab/10ton d you can why you bettm Rem us an eta If you need =to mb-matron you mist describe The nem you are one WO *boa The JPMorgan Funds or The JPMorgan Institutional Funds or The American Century Funds J P !Ragan Funds Dicribula Inc !no daStator of the J P Morgan Funds and Amornan Century Invostnent Sences Inc is the actnbuter d tne Amancan Conlin Funds JPMorgan trues:nen( Ma 'Inc and Amancan Canhxy (my:dement Managorontsotvo as .nvestment *defaces to theerespect' fund femOes Shares a' the funds we not bent deposits and eve not gyeeenteed by any berth. government entity a the F0JC Return and stale once wit fluctuate and redemption value may to more a less than °Neal cost JAhOe The money market funds seek to man:dna ',able net asset voted SI 00 per snore threw no essutancetrat they wed continue b do so The estwnsfed annuehncorne end dvderd yak Niece fa nuke, funds fmeserd the funds' moot recent moome On idenct annual:zed If you here chosen oreclay sweep mutual funds. you are meet( thet paSetions in the Rome Money Matte Sweep Fund fOcfeiXO: Roidsnos in the JPMorgan Rene Money Market Fad positions an Me Federal Money Markel Steep Fund represent hotlines on the JPMorgan Federal Money Starke! Fund end postons n the Tax EAthrot Money Market S rep Fund represent battings in the IPttagen Yea Eternal Mow, Market Fund JPMorgan Ft Nate Bank is the mankefing name fa the emote banking busmen conducted by J P Mogan Chase 6 Co through its subedited xoddwde. octudng JPMorgan Chase Bank J P Morgan Trust Company. NA. and JP Morgan Securities Inc JPMSI it a member of the Securities Investor Rola:bon Corporation (9PC) a nol4or-partmembeesnip corporation ended by teasedealts recessed 45th the Seca tees and Excf,ang*Conyntwan Socunbes end cash held Abe customer account el JPMSJ are protected up ben eMOuntOf $50.00 0 COO The lest S5W 000 of prolectOn when =Wes up to 5100003 of protector, kr cash is ;wooded by &PC The baienCe CI the prated, which OCA.des up to an additional $900 000 a protecbOn for cash, is Fronded bye septa.° Excess Stales Bond issued by Testators Casual`, and SuretyCompeny d Amerce This SIFC and °Aces< &PC protection does net probe/ against losses San Itt.ctuabons in the yaks a Me cocottes Assets held m custody by JPIOCEI are not sutyact b SIPC cottage Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037320 SDNY_GM_00306518 EFTA01511493