EFTA01511535

01 2003 Account Number FINANCIAL TRUST COMPANY, INC. January 01, 2003 - January 31, 2003 JP51organ Chase Bank .345 Park As enue, New York, NY I0I54-loo2 ''JPMorgan Private Bank Asset Account Portfolio of In Case of Errors or Ouesbons About Your Electronic Transfers. Cal act pots Morgan Teem at One of the le*Tevre numberson the front of this staenentor oat. up et 500 Stanbn Chnstera Road POPS Newark DE 197134107 as soon at you CAn d yOu think 'Our statementa wrong or %you need more internet.on etail a Wenger on the statement We must hear born you no late then 60 days alter we sent you the FIRS1sfalenientOn when The iv for Cr prodemappeated (1)Teraus ,Oui name n d &Conan! Mart). (2)0eacnbethe enor b the eansfeeyou are unsure about end etpieines dearly as yens Can shy yOu taaeve if 4 in moor why you need mete rnrcernston (3)76W us the &dile amount o r Me suspected era ',Wad COnt&C/ OS daffy yOu must send us War Ciampi..."! or Question in anMg within 10 &anion days m order to presentoor fonts We ail nyestgaleyOusCOnwietn1 and wd caret( anyenorgvorrode /Inv :AMMO,. then 10 buanealdayS10 do tad (20days for purchases using your dent Card cr milasnahonentenseCtbalS) we wo, creddyour amount tor Me amount ,ou tank is s0 that ,ou ad Pare the use of trolley ductal Me MSS a takes us to COMMOSOUsdn*SklatOn In case of mars or questions about your statement, including your line of credit. it you tom* that your statement is morose( a t you reed mo-c wWwwiesSn about a SWISOCton on War SIONSenion: indolvig a one down ransocoon you most wee t o us on a separate snood dOSCrasng The cub and sand it to JPMo'gan Potato Bank. 500 Suntan Christiana Rood, KIPS) Noose*, OE 19713.2107 YAr must heat born yew no late then 60 days and the statement on Much the fact et decision, apposed es sent Yazd.° contact your clone service spocsaisd drt doe" so wid not cattye your rents In your lent. ;Neese tondo the fotbrnrg fnftmabon (I) yep name and account number (2)the deft amount of de suspected once and (3) a dosneton of the orb and enpbnebon d you can why you Seem mile's en tyros If you need more mkrmobon you mast describe The nem you are uns ISO *boa The JP&forstan Funds or The JPMorgan Insttrurionel Funds or The American Century Funds J P Morgan Funds Disribult Inc a !no daStstat of the J P Morgan Funds and Amoncon Century InvestmentSant-esInc is the chstobutcr ol tfa Amoncon Century Funds JPMagan /ryes:own& Inc ' and Amancan Cenh y (mg:dement Istanagrontsonra as artiestment edascrs to ther fespectw fund fames Sharesor the funds be not bank &goads and eve not eysanteed by any bank. government entity a the FDIC Return and shale prose wit fluctuate and redempbon value may to more a less than Pose! cost NM° the moneymarket funds seek to mon:ene ',ebb net easel valued Slip per share there o rp assurancettat they m dr continue b do so The eshireted annuahnoome and dvderdyedfgured for mutual funds represent the funds' moot recent Income ONdenct annual:zed If you have chosen ore of we sweep mutual fends you are noblett thet captions in the Prune Money Mshel Sweep Fund /memo; hoidsngs tn the JTMcrean Pnrne Money Market Fund positions an he Federal Money Markel Steep Fund represent hotlines et the JPMorgan Federal Money Market Fund and postons in he Tax Estero( Money Market S rep Fund represent !lottery in the JPMorgan Tau Exempt *my Moir Fund JPMorgan Pinata Bank 4 the mankenng Mme Ice the omens banking business conducted by J P Morgan Chase 6 Co Thrown Its sutedranes xondwde. including JPAkcoan Chase Bank J P Morgan Trust Comoany, NA. and JP Mayon Securities Inc JPMSI a it member of the Sec‘nbes InyealorFeofection Cope/Mon (SIPC) S not.tor-prorrt membership corer:veto° Amded by frott , dealers legated 4th the Sect. ttes end ExCnong*Conanascn Sectimbes and cash held let a customs( account el JPMSJ are protected up Man SMOuntOf $51000000 The last $.5W 000 of pi-Wootton when IncArdes up Jo 5100003 of protector, for cash it provided by &PC The baianCe CI the prtX0C6On which OCAales op to an additional 49W 000 a pro:scion for cash. a Fended by a separate Excess Securities Bond Issued by Trotters Casual', and SurotyCompony of Antra This SIPC and °foots &PC protection boes net probe/ against tosses born fluctuations m the rata of the socu f tea Assets held m custody by JPACEI are not sutyact b SIPC cottage Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037362 SDNY_GM_00306560 EFTA01511535