EFTA01511811

12 2004 Account Number FINANCIAL TRUST COMPANY, INC. December 01. 2004 - December 31, 2004 JPMorgan Chase Bank, N.A. 345 Park As enue, New York, NY 10154-1002 ''JPMorgan Private Bank Asset Account Portfolio Page 1 cl In Case Menem or Oues0Ons About Your Electronic Transfers. Co tact your Magan Team of ere of !he !oho/tone numbers on the front of this stalement a oat us at 500 Stanton anstiens Road //ORS Nene, lk DE 19713-2107 as soon as )ou can. dyou Mink you statement is wrong a d)ouneedmcve 'Manse/onabout a *sneer On II* statement 'Veinal haw kw, ,Ou no late than 60 days altar we sent you the IRSTstalementon *nth he drab prOblemspreated rout your nem tend aCCOont numbe• (2)003Cnbettio Poor a The 6ansfiegyou **unsure stout an0 e.pitenas deafly es yOu Can any yOu beatve it a in arrOr Or why yOu need mere inkfinetO0 (3) MY us It,. doaar &MOON or The suspected era tryOu COnteCt us oral' y0ti must and us 'Our COmplent a OuokitiOn m nntmg anon 10 butmaSs days m cycle‘ b aeser.tour runts We wit investgeloyOurcomplant and will Correa any ante NOmpoy if we take frO0 MM 10 binliONS days to do that (20days fee pert:Asses using in:men:Mee Cent Cr ke inlemeti0neThendikli0n3) we we/aid/40w 00:Oun2 let Ole *Meant "Inn* W n WC, SO that yOu waY hare the use Of 'coney donna to tone A lakes us to Camp** 0or imea !yahoo In case of taws or questions about your statement, including yaw line of credit Il you milk that year statoirvnt n mco7oct a al you hood more Anlormaton about a fransachoo on your statement induclo g a AN) A' whit I r anSactIon you must mite IOW ohosopwato snoof dOaCreeng The are and Sand I to JPMagan Prnate Bank 500 Stanton Cnrahterw Raid LOPS? Mtwatk DE 19713-2707 VW must near from you no la Man 60 days ahor No :Woman! on anon the are' a postern appeared u sort You conconfect your etre neva specseau but doing so win not crawpvs 505 nphIS In your letter, please Pan* the toting nerve meter fl yam name and account number. (2) Me &Aar amount or Me suspeCted ern>, and OP Ofecniption of me Ma and expasnabon d you con, why you baby, Mere 4 an error it you reed nice. inlormelon you met deaarbe Me dem yOu are uns we about The JPMorgan Funds or The JPMorgan Institutional Funds or The Amerman Century funds Sharesor Int tunk mom. honk dopoot end are no! nuaonteed by any bank governnentennty a the FCC Return and share pace' mu nliceuakr and rodoenpbch yahoo/nay/pa matoa Jest than ono.rofrost litvb the monoy market hinds asset vaboci 1 CO pot :Jun meat: no assurance that trey wuYconMue to do so rheostat,* (annual mcomo and eThdond pt.% 1 !Joins kt nutuai funds rept000ntirio fonds' most recontoconvdinlondonnualTod to maintain a Webb Mt JP Mogen Funds Patneekt Inc is the datnbula of the JPMcedan Funds and AmencanCerewy Investmert &noes Inc is the dose bukt of the AmencenCentwy Funds JP Macon Investment Management Inc and ArnencenCenturylneestmentlganeoement Inc sevens mees!ment Alvin:to thee respecbse fund famdes end recebveCompensaton from th e respective fund !armies kt proidn; mvestnent ethasayend other services If you hese chosen one or the sores, =Au& funds you ere notlied that posbons in the Rune Money Market Sweep Fund repeosentholchnos in The JPIlagen Rine Money Make/ Fund positons in the FederalMoney Menke/ Sweep Fund represent hadmes in the JPMorgan FecleraLloneyMerketFuni and posions m the Tex Exempt :Amoy MetAetSneep Fun d represenfhadmas on the JPItagen Tax Siemer Money t/efret F und JP4ASI the as todtan Of &SW Options and mast mutual funds OCAlchnp thrd party mutual fords purchased ttvough 'PTAS? JPMSI.s a mamboed Me SeCunteS fniester Relearn,' Capaanon (WC, a not-bnprotarnembershocapaaticn funded by frater-dealiesneadteeedenth the SOCUIrbed had ExchancteConnason &wont*. and Call henbra Callan 410:0unt at JPIASIere protected up to Me total net wpm yot aeon account The fist $500000 d potecnon end, includes up lo SIGO 000 of ttOtearen for MO as provded by &PC As of Meech 2004. the balanced The protector a scrededby a sops trie&cass&PC Surety Bond issued Of Coelemen Asset Ao3a.,on Company &PC end emcees SIPC protection do not protect against lasses born fluctuations an he valued to securities Assets ha d in custody by/PM:roan Cnaso Sank NA One 13enik7eve not subject to SPCA excess &PC pralection JP Akron Secvntee Inc JP%torganChasel3ank NA a Thep affAeoenahe lAcepan COmpanieeSmey provdeedmwsbaMe custodial sales debitutgna shareholder sev *ea to .1M/oven Funds AmacanCenturyFunds a funds estebished sponscred advised a managed by thrd mean and the Moven Companies may be conmensated pa Such sernces Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037646 SDNY_GM_00306844 EFTA01511811