EFTA01511875

04 Account Number FINANCIAL TRUST COMPANY, INC. April 01, 2005 - April 30. 2005 J.P. Morgan Securities Inc. 2005 270 Park Å: snue, New York, NY 10017 43JPMorgan Private Bank Margin Account Portfolio Page 15 of 15 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specs" list if you think your statement is incorrect or you require additional information about a transactron on your statement. JPMSI a member ot Me Seca saes fnbealcvProlecton Ceperabon ("WV) roe. fa.prohl memberchpcorporabon funded by & 4eateraegstered min the Setuirtoss and ExChangeConyrass ion Securibesend cash herd loa Cosbnier account at JPMSI eve trOleCled up to lire total net oautyof each account The first $500 000 °intact:on hch ;tides up to WO 000 of protection la cash a worded by &PC As of March 2004 the balance of the protectron as brooded by a separabErcessSIPC SnubSand issued by Customs: Asset ProJecbon Company &PC and er ices, SIPC protection do not popel against bned Aom fluctuations in the verved Pre securites Assets Mdm custaN by JP,Sta can ChaseBank NA (Me 13ank")ere not SuNec! to &PC es excess SIPCprOteCben ..1P Mager, Smarm Inc JPMorgan Chase Bon* NA or an attaales Rho 'Maw Companies 7mtry peon» admvuslrobve custdat sari drsfr,LbnOnCr shatetroMersavaosto .11sMagen Funds AmaicanCentury Funds or Nods estebtshod sponsored echoed a managed by Mid pates and The Morgan Companies may be compensated for such minces IMPORTANT INFORMATION ABOUT YOUR JAWS, MARGIN ACCOUNT If these ate any anon Or OMISSIOnS on this statement. Of if you have any Clu•StiOns about rt. please contact your JPMSI Account Representative or JPMSI COMptrance Department at (2122 4133.2323 Please keep Yro fob:imps n mid when using This stammer>, to back lam /ANSI brokerageoctysy This statenent COMerreS jrckr genera:mar account ma me :peon' menmandum account rcquwod by Spann 220 6 Rogu‘ston T As tortured by Regubtron T. a Permanent mead& your baps atescoaunt 4 ayeasMarpon >ea request Important Information about Pricing and Valuations. Phan sane ol when are poi dad by ac.ng w -inoos or otnor sococos shuch no deem rearttas are not oweambod hY accuracy a as ~table values Pretest.« balances n your account ~not segrepted and may be used n !he operation of JPMSIs business subject to be Ameabons of SEC Rute I5c3-3 Unressotherne instructed. 'PM& or le agents and deposrta,es me hok/ soot secvnbso Upon >cm dement( JPMSI me pay to you the amount of your freecredd balance end niUdeAvetIO you hAy.parl soar gas held on your benel warps, wra be crar gel On alydeM Dal"-, the method et ~curet"; 'Maim:4 des« tied in ieffer semi b anmargn custonxas You should haerecendsepareteaSIosnferrebons for each secuntssalransecbon AV Vansaaxns we subject to Ye tarn: and mnd eons staled on the rorasesde of such confirms:0ns and we sobers, to Me ~WI.," bylaws customs and ~magma of the mmkeeplacewhere &retiree:1 an! 90Mrntel by and construe:1in accordance nth the (avis of the Stale of r*?? Yeekami tag apptcabiefedeellows and reguMbons Further intimater; mth respect to COnvna3C.93 and other ch.:irate bled lo the exec-WI:in& Er ansacerons. mcludeigorerons hansacb" has boon wicbtned oontymhSons that wereplOYOuPyluendh(d 10 you Upon vrritson topmast JPMSI prorrphySupply>Cv mar the Masi such information If partolcaO ow» wbn ~Ito an n$54.9 d stscordesnoWed yose :Ann AØt'mew ,Yatodb the cae bye method we deem Wand equitable You nx.st paned,' alystrJPMSIof rneSenalchanges rn >ow miestmentobechesor financial savabon Unless >oti sniamJPMSI.Sehermae JAYS/ vnUOGrarier Ye micrmationcurrent/yin is files to be compkbfe and accurate JPMSI a na a bank end is a separate 'ego, (MOO, from Rs bank a mot; assess «x.4: fry JPVCB The cocoa/es sold heel a recommended by JPMSI (I) An) ^Or insured by the Federal Cboo3l Inure/ye COrporaton a any 0150' (10~Mhent& agency (2) Are not depOsW or oftS oblgeløns Of JP1...Srs bank or than atlaa»s (unless CtherwLee rmiCabd) and ere not guaranteed by a the onponsetity d any weir g/kWeb(unbsa 0,pliC4,ystabd "Swot) end (3) lira e swas~ risks noloan2 possible loss of the ~ciao :masted JPMSPs bankna anilates may be lenders to *soars of secuntes Tet 'PUS, ~marries. in which case proceeds a onenngsordetwotten by JAYS may be used Ar the repenmentol such loans. end you should refer to ~ disclosure documents retaLng b patxubt secterbes discussion of any such tendng reMtonships The Feder&Reserverequreo that 'PUS( obtain your consent begged can obtain certain nformaton from as bank or Mott &Wales including thee (Jed, f eva‘Astronof you We ma assume Mat your conboung to transact business merit:VS:ea consMule :Qvconsent to the awing cfsixn information by JPMSI end its bank a that aft-Nate: to the totent:am:led by raw JPMorgan Ptrvete Rank is the marketing ~a fa tre private bansmg business conducted by J P Morgan Chase 8 Co tty cogs its subsdones waktacte ~he (PMCD and JPMSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037712 SDNY_GM_00306910 EFTA01511875