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J.P.Morgan Primary Accaufn For the Period 12/1/10 to 12/31/10 Important Information about Chase Checking and Savings Accounts The following changes to the Additional Banking Services and Fees for Chase checking and savings accounts are effective February S. 2011 If you have any questions, please contact yowl P Morgan lean ATM and Debit Card Fees Withdrawal at n non-Chase ATM outside the US. Puerto Rico and the US Virgin Islanch(1.2)- $ 500 / withdrawal Non-Cluse ATM Withdrawals at a non-Chase ATM within the US. Nato Rica and the US Virgin Islands and any non. hase And Inquiries and Transfers(1.2)remams the same. ATM Statement (3) (When you print your recent account uarnactials at an AT $ I ni) statement Ovadraft Protection Transfer Fee (4) - $12.00 / transfer (We will not charge an Overdraft Practises Transfer Fee if your ending account balance. before any Overdraft Protection Transfers are made is overdrawn by SS or less.) Deposited Item Returned (or cashed item returned)- S12 00 / item Stop Payment (4)- S3400 / man Stop Payment via Chug can or Chase by Phone automated phone system (4)- $2700 / stem Wire Transfer - Domenic Outgoing (3)43000 / item Wire Transfer - DOM!~ Outgoing via Chaste= (5)- $25.00 / ilen Counter Chock(6)-S 2 00, check Legal Process (7)- up to S125.00 / order (I )Non-Chase ATM withdrawals. inquiries. and transfers are not charged for the following account types Chase Premier Platinum Check ingSN1. Chase Premier Platinum Asset Masaganan Account(SM). Chase Plus Savings(331) and Chase Premier Platinum Savirap(SM) Chase Premier CheckusgSNI -first four each sunlit's; period. Chase WorkplaceSNI Checking - find two each statement period (2) Usage Fee may be charged by the institution that owns the ATM. Additional fees may apply when using an ATM °ovule the United Ma Puerto Rico and the US Virgin Islands. (3)Fee not charged for Chase Premier Platinum CheckingSM. Chase Puna Platinum Asia Ivlanagemad Account(SM), and Chase Plus Savings(SM) Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00053302 SDNY_GM_00322500 EFTA01525250