Statements

Statements EFTA00197462 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York, Nell York 10179 Bear. SOMAS SOOANSCH Gar. Ono Movoloch Coma North EncItIgn. New York 1120/3859 HERITAGE INTERESTS ACCOUNT EXECUTIVE ZICHERMAN.IRA TELEPHONE VISIT OUR WEBSITE eehW.Uea'StearrS.00,11 What's In This Statement Financial Summary 3 II HERITAGE INTERESTS STATEMENT PERIOD THROUGH ACCOUNT NUMBER TAXPAYER NUMBER LAST STATEMENT December 1.2001 December 31.2001 On File November 30.2001 Your Portfolio Holdings 4 FINANCIAL TRUST CO TTEE Transaction Detail 5 DTD 7.30-91 Fund Activity 5 ATTN JEANIE BRENNAN Your Messages 7 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PEFUOD NET CREDIT BALANCE MONEY MARKET FUND BALANCE 2945.000 1.368.454 4.098.139 NET EQUITY TINS PERIOD $8.411,593 NET EQUITY LAST STATEMENT