From: Jeffrey Epstein <jeevacation@gmail.com>

From: Jeffrey Epstein <jeevacation@gmail.com> To: Ian Osborne Subject: Date: Tue, 31 Jan 2012 11:42:31 +0000 good first draft„ bu many changes needed for ex what if something happenes to you and jacob, ? you need a fiduciary bank etc... you need place of bus, ? auditors? signing procedure for deals. who can sign for co. since you chose to call it loans , is there imputed interest ? etc.. I will go through this with you and JAcob when you come to the island . I leave today The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to jeevacation®gmail.com, and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA00929235