EFTA Document EFTA01500895

J.P.Morgan THE C DUO FOUNDATION INC IMPORTANT INFORMATION Please be advised that beginning January 1, 2010. clients charged FDIC fees on their noninterest-bearing business checking accounts will enjoy a fee reduction of approximately 0.10%. This comes as a result of JPMorgan Chase & Co.'s decision to end participation in the Transaction Account Guarantee Program on December 31. 2009, as originally planned. If you have any questions, please contact your J.P. Morgan team. Payments & Transfers Primary Account For the Period 12/1/09 to 12/31/09 Date Description Amount 12/14 Chase Autopay -PD ID 2278 51 Total Payments & Transfers ($2,278.51) Fees, Charges & Other Withdrawals Date Description Amount 12/03 Service Charges For The Month of November 5.84 Total Fees, Charges & Other Withdrawals ($5.84) Daily Ending Balance Date Amount 12/03 21,363.29 12/14 19,084 78 Page 2 of 4 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00025063 SDNY_GM_00294261 EFTA01500895