EFTA Document EFTA01512236

JPMorgan Private Bank FINANCIAL TRUST COMPANY INC December 01, 2007 - December 31, 2007 J.P. Morgan Portfolios Upcoming Changes To Your Brokerage Account Beginning January 2008. J.P. Morgan Securities Inc. will no longer mail clients individual trade confirmations for dividend reinvestments in money market mutual funds held in brokerage accounts. However, all transaction information included in these confirmations will continue to be provided on account statements and be available upon request. You can also access transaction history and other account information anytime on Morgan Online. To enroll in Morgan Online or if you have any questions, please contact your JPMorgan Private Bank team. Table of Contents Account Summary Asset Account Portfolio Margin Account Portfolio coo= ooco 00°c:weal x00000000 0000100 708 580 Of 0000f MAWS FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #B3 ST THOMAS 00802 VIRGIN ISLANDS, U.S. P*ge 2 JPMCB 3 JPMSI 11 Page 1 of 14 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038083 SDNY_GM_00307281 EFTA01512236