EFTA Document EFTA01512471

J.P.Morgan FINANCIAL TRUST COMPANY, INC. ACCT For the Period 12/1/08 to 12/31/08 IMPORTANT INFORMATION ABOUT YOUR !FYI'S, MARGIN ACCOUNT Please review your account statement and promptly report any inaccuracy or discrepancy including possible unauthorized trading activity, unrecorded dividend payments, and unaccounted cash positions in writing. Any oral commumcation should be reconfirmed in writ, to further protect your rights, including your rights under the Securities Investor Protection Act (SIPA). If you have any questions, please contact your JPMSI Account Representative a JPMSI Compliance Department at Reese Af sap toMwog nmod wnen using . s t to back your JPMSI bratragoactv,ty This staterrent cantinas scat general margo account w ter Me special memorandum account reptivedDy Section 220E Regulation T As requred by Regulation T a Pernwortrocadolyour sepaateeteosont is aronlablorpon your request Important Information about Pnang and Valuations. Cerlenessets ere-ludhs but not Irnte4 to pooled arvismestments ncn.pulech, beded and mfrequenthi traded washes dames's., partnersho ' ,Melts and (angel e assets are gammas. (Maud the yawed which may hare been provided to us by Mind parties who may not be ,nnepenien? U the issuer a monads( Such tnfafre2al a rerhaedas of Me last doh) pro ided to 44 MI is on, independently ben d Poses some of wench are prCwared by (we're semen a WOW SOuree4 OW, tie deem ',seat.* We rot guaranteed Ia accuracy a as teekzahe values Fr °acted, banes n )oce account are not segregated end may be used n the operatonot AdtolSts business sutod to the Amteho,ns of SEC RUA, I5c3-.3 Unites othenwse visbutted 'PM& a it agents and deposaohes ma hod your seambes Upon >out demand JPMSI was payee you the arroyo; of your achieved., °Mance end ww delver* you fudnadsecutees hell on your behalf Interest ma be charged on arridebst believe the method of calculatmg interest deacnbedm a letter sent b tle raker, customers You shard hansrecesedseshvatelPMSI colvmaons fa each scarcities framecton AV tan seacns we subsea lo the toms and mod etoos slatedon the freeway,* of such centrists:ens end aresubsea to me consttfuton bylaws customs and mkscretatons of the markaphiCe where mecuSed and goowned by and construed in acccedanco with Vie Aims U the Stale a New Yakand at appthadetedmailaws and tegoInons Further "formats:4 nen respect to convnes•ons and Omer charges's-Wed:0 Me esecution U bransaacos encSAIng atons fl oe:KIA: has been included in confrmasons Mat wereaevoushdanoned to you Upon eatenrequest SIRS' we 'wroth supply yea men the latest such ntcrinaton If a pamatcauc eV*, vote respect to an us* ol sewage included en your MargoAccount we we aeocate the call by a method we deem fee and Otentablo You must pampa/ odoseJPTASI of eraoalatangss to you, whostmeolotyocOyeace loaccotsqualco UMossgourolccenalASTol/wwsveso JOSIS/walcomdee the mkt/nation armatlyin Cs Miss to Co compete and accurate JAMS? a ant I a Dena and a a separate legal enoty from RS bank Cr WM etteetes melud,ng JPMC8 The Wastes aokl altered a recommended by JPMSI (I) Ale not insured by the Federal Depose Insurance Cotpo,retm a any ante goternmental agency (2) Are not decosas a other obtgabons bank or tivIt affeates (unless otherwise mdcaSect) end we not guetanteed by a the respcnsb,Sly a any such altatsies(uness chafe* slated otherwise) end (3) InvcAm ovesanent (aka eckag possituo lass of the ponopal invested JAMS, bankng nir6eICI may be Shan to 4 wens0/ secant., that JPMSI undeehrded n when Case proceeds U ceternp undwwoften by JPMSI may be used for Ina repewnenta such bens. end you ShOuti refer to the diaa0sure documents retetng to partnikir swages to dies...hen of any such beano reAstonscips The FoleralRoserverequom that IPMS/ obtain your consent hotrod can obtain conam inibernabon from as bank a thrift attntales mouthing thee erode evatiationol you We w.V assume mat )Oct Contentang to hinted business mit JPMSI wh constitute year consent to the sharing°, such intorrnstion by JPMSI end its bank a teat ahhates to the estentperintleel by law P Morgan Awate Bank as the markehng name la the ornate haninng &amassconducted by JI:Warn Chase & Co through its Swine penO3 nee Idwthe mckdrng fl agon Chase Bank NA and JP Mogan Securities Inc Account Page 6 of 6 Page 20 of 20 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038318 SDNY_GM_00307516 EFTA01512471