EFTA Document EFTA01596615

Customer News New Card Reminder As we recently communicated, you will receive your new UBS Visa Signature Business card in the coming weeks. This new card replaces your existing UBS Visa Signature credit card. Activate your new card immediately to avoid any disruption in service by calling 877-864-6526. You'll earn 5,000 rewards points if you make at least one purchase using any of the cards on your account by December 31, 2019. Your existing card will be deactivated on December 1, 2019. To learn more about the enhanced level of features, rewards and benefits of your new UBS Visa Signature Business card, visit ubs.com/uscards. I Detach here. Please mace ch If undeliverable. UBS BANK USA PO BOX 84040 COLUMBUS GA SUBS Statement Bitting Period: 08/27/19 - 09/26/19 Payment Due Date October 23,2019 Minimum Payment Due $241.20/ UBS Visa Signature credit card statement Prepared for: GHISLAINE MAxv,!: . Primary Card Numht E'ri no vi MIN Account Summary Minimum Payment Due 4241.20 Payment Due Date 10/23/19 Credit Line S0.C0 Available Credit Line $0.00 Cast. Credit Line S0.C0 Available Cash Line $0.00 Past Due Amount S13329 O3cerlinnt Amount $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Minimum Payment Due includes the fnllnwing: Past Due Amount Page t of 6 Questions? Call 1-800-762-1000 ubs.conVonlinesentices Activity Summary Previous Balance - Payments + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance $1.983.88 $0.00 SO CO $0.00 $0.00 S38.00 $29.31 52,051.19 42,051.19 $241.20 10/23/2019 $133.89 pap, e :o ' UBS Card Services' and include this payment coupon in the enclosed enselcpe. Please allow 7 - 10 business days for U.S. Postal Serrce delivery return to: - CARD SERVICES 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due $241 20 Statement Balance $2,051.19 Payment Due Date October 23, 2019 Amount Enclosed: You can also pay online at ubs.com/onlineservices Send payments to: UBS BANK USA - CARD SERVICES PO 8OX 203219 DALLAS TX 75320-3219 SDNY_GM_00008693 CON F I DENIAL 0000024120 2 EFTA01596615 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Pawned Infonnellon. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. ••k tr-k 1 F r • k CBS Card Services. Please allow 7 clays for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Malted Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscornionlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art BMA or UBS Business Services Account BSA Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight pepsin!, : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash misses through CasbConsioct : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or I -800-762-1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Services Account BSA. Accrual of Interest ad bow to avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 2 8 0 8 a CONFIDENTIAL SDNY_GM_00008694 EFTA01596616 Page 3 of 6 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance I If you make no additional charges using this card and each month you pay... Only the Minimum Payment You will pay off the balance shown on this statement in about... 6 yea's And you will end up paying the 7 estimated total of... $2,977 If you would like information about credit counseling services, call 1-800-762-1000. Notice of Changes to Your Interest Rate We have not received your minimum payment within 60 days of the due date and therefore will apply a new interest rate to your account, as outlined in your Cardmember agreement. The new Penalty APR is 29.99% and will become effective on November 15, 2019 . The Penalty APR will apply to all existing balances and new transactions on your account. If you make six consecutive minimum payments starting with your fast payment due after November 15, 2019 your rate for transactions made before October 10, 2019 will return to the Standard APR. tf you do not make these six consecutive minimum payments, we may keep the Penalty APR on your account indefinitely. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or viww.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the dosing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. M Choice Rewards Points from UBS Account Summary Beginning Points this period Points earned this period Bonus points Adjustments Redemptions Ending points balance *For more details on your rewards points activity, please visit us online at ubs.comfuscards Total Points 100.61 No Transaction Activity At This lime Summary of Fees Date 09/23 LATE PAYMENT FEE Total Fees for this period Description Amount $38.00 Summary of Interest Charged Date Description Amount 09/26 MEREST CHARGE-PURCHASES $29.31 Total Merest forth6 period 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 $65.00 Total Interest Charged in 2019 $58.20 WWI CONFIDENTIAL SDNY_GM_00008695 EFTA01596617 Page 4 of 6 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. New a s coital, enlace =Idea le latest Me We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, h) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Cleat eau ..,.at. sad anise We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. • le dm Wpm Molt you fed am war es Der slelesnot If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: 02011 UBS Bank USA • Memel idennellese your name and account number • Deer eaboutt the dollar amount of the suspected error • Denied= apelike= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le tales You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veers...aver asselbeed SS per aunt ad pude If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us le wen* at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 2 S 8 CONFIDENTIAL SDNY_GM_00008696 EFTA01596618 Page Sof 6 Interest Charge Calculation -31 Days in Bulling Cycle Balance Subject to Interest Rate PURCHASES 52,002.90 17.24% N1 529.31 BALANCE TRANSFERS 50.00 17.24% N1 $0.00 CASH ADVANCES $0.00 24.24% N1 $0.00 ANNUAL PERCENTAGE RATE (APR) Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008697 EFTA01596619 CONFIDENTIAL so"GM0000- EFTA01596620 Customer News Account is 30 days past due Your minimum payment is 30 days past due. If your account becomes more than 60 days past due, the Penalty APR may be applied to your account. Please make your payment today. If you have already sent your payment, please disregard this message. SUBS Statement BEng Period 07/27/19 - 08/26/1— \9 Payment Due Date September 23, 2019 Minimum Payment Due 5133.1,2 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Irking in:= Account Summary Minimum Payment Due Payment Due Date 09/23/19 Credit Line $0.00 Available Credit Line $0.00 Cash Credit Line $0.00 Available Cash Line $0.00 Past Due Amount $39.00 $133.89 ithalMit Amount $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date ltimmum Payment Due includes the following; Past Due Amount Page 1 of 4 Questions? Call 1-800-762-1000 ubs.conVonlinesentices Activity Summary Previous Balance 51,927.99 + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance SO Ca $0.00 $0.00 $27.00 $28.89 51,983.88 51,983 88 $133.89 09232019 $39.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you Pay— You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment i 6 years 52,954 It you would like information about credit counseling services, call l-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to • UE15 Card Servkes' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Smoke delivery. If undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date Amount Enclosed: S You can also pay online at ubs.conVonlineservices Send payments to: $133.89 SI 983 88 September 23, 2019 UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CONFI DENIAL 0000013329 2 SDNY_GN1_00008699 EFTA01596621 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment InfornIlon. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. 40.• tr- kr • k t !Pk Cavi Services. Please allow 7 clays for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn an collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscornionlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA. Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight pelmet: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repownent of cash advance. through Lambast : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your Cashannect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Services Account BSA. Accrual of Interest ad bow to avoid paying Merest en purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 00030303 • 031501. 0301. 0002 • 23 CONFIDENTIAL SDNY_GM_00008700 EFTA01596622 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Beginning Points this period Points earned this period Bonus points Adjustments Redemptions Ending points balance •For more details on your rewards points activity, please visit us online at ubs.comfuscards Total Points 100,610 0 0 0 0 100,610 No Transaction Activity At This Tyne Summary of Fees Date 08/23 ._ATE PAYMENT FEE Total Fees for this period Description Amount $27.00 Summary of Interest Charged Date Description 0£v26 NTEREST CHARGE-PURCHASES Total Werra for this Plarlotila Amount $28.89 IliW O19 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 $27.00 Total Interest Charged in 2019 $28.89 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) Interest Charge PURCHASES $1,945.39 17.49% 00 528.89 BALANCE TRANSFERS 40.00 17.49% 00 $0.00 CASH ADVANCES 40.00 24.49% 00 $0.00 428.89 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008701 EFTA01596623 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Mewl= a deals ea lace =eject le West net.. We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, h) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Cleat eau ..,..at. sad amputee We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Virile d. Wipe Syne ad am aura Der slelesnot If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: 02011 UBS Bank USA • Memel idennellese your name and account number • Deanna the dollar amount of the suspected error • Descrlelleof pubis= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le %Tete You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veers...aver dIsseddled math per aunt ad pude If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In raw at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 0 8 8 CONFIDENTIAL SDNY_GM_00008702 EFTA01596624 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1.9 2 7.99 is scheduled to be paid on B/18119 from your UBS Account. Thank you. Add your UBS credit card to Apple Pay and turn on Apple Wallet notifications to receive immediate transaction notification for all your UBS credit card transactions. Apple Pay and Wallet are trademarks of Apple Inc., registered in the U.S. and other countries. SUBS Statement BEng Period Payment Due Date minimum Payment Due UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Erving in: Account Summary Minimum Payment Due Payment Due Da C'edit Line Available Credit Line 50.00 Cash Credit Line SO.00 Available Cash Line 50.03 Past Due Amount SO.00 Overlimit Amount EOM 539.00 50.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date 06/27/19 - 07126119 August 23, 2019 539.0, Page 1 of 4 Questions? Call 1-800-762-1000 ubs.comionlinesenrices Activity Summary ievious Balance + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance $1,265.15 $1,927.99 I 50.00 $1,927.99 51,92739 $39.00 08/23/2019 Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99% Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 569 6 years 52,926 3 years 52,484 (Savings= S442) If you would like information about credit counseling services, call I-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or minv.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to • UE15 Card Servkes' and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due 539.00 Statement Balance 41,927.99 Payment Due Date August 23,2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CONFI DENIAL 0000003900 2 SDNY_GM_00C08703 EFTA01596625 Important information about your UBS credit card Lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment biforinslion. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. q, •• ,, •• rirrrr Ire rr . rr • r, rr.rv.rrr r) CPS ti wz: Service.: Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscornlonlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA. Pay by Phono:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight poignant, : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayaent of cash advances through CasirCerwsert : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Services Account BSA. Accrual of Interest and bow to avoid paying Interest on podiums. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page = 8 8 aa CONFIDENTIAL SDNY_GM_00008704 EFTA01596626 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 98,68 Points earned this period 1,92 Bonus points Adjustments Redemptions Ending points balance 100,61 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for 6H6LNNE MAXWELL - Card ending in INN Date Payments Descriptim Amount 07/18 PAYMENT THANK YOU -11,265.15 Purchases Total Payments Activity -$1,265.15 07/04 Amazon web services aws.amazon.coWA 5189.60 07/04 CLOUDFLARE 650-3198939 CA 5200.10 07/09 MAILCHIMP •MONTHLY MAILCHiMP.001.16A S653.25 07/10 N *Eftl DESIGN. INC. 508-9811897 MA 5875.00 07/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA 510.00 Total Purchases Activity 51,927.99 W 2019 Totals Year-to-Date Summary of Fees and Interest ill Total Fees Charged in 2019 Total Interest Charged in 2019 $0.00 40.00 Interest Charge Calculation - 30 Days in Billing Cycle Balance Subject to Interest Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge PURCHASES 40.00 17.49% $0.00 BALANCE TRANSFERS 50.00 17.49% 40.00 CASH ADVANCES 50.00 24.49% 40.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. N) = Variable Rate CONFIDENTIAL SDNY_GM_00008705 EFTA01596627 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How VS a coital, enlace =Idea le latest Me We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, h) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bail ..,.at. sad amputee We may report information about your account to credit bureaus. tate payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. VAS le d. f you Syne fed am seer enemy slelesnot If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: 02011 UBS Bank USA • canal tatennellese your name and account number • Dana/sun! the dollar amount of the suspected error • Desoiples apelike= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le swage You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veur delft f yen we assetbeed math per out ad pouches= If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us le wen* at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. = 8 8 8 CONFIDENTIAL SDNY_GM_00008706 EFTA01596628 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,265.15 is scheduled to be paid on 7/18/19 from your UBS Account. Thank you. Make life easier while earning rewards: Set up your recurring monthly bills for automatic payment with your UBS Visa Signature credit card. Not only will you earn rewards for each dollar spent. you'll have the convenience of writing fewer checks since your payments are automatically made with your card. Simply contact your providers to get started. SUBS Statement Billing Period: 05/27/19 - 06/26/19 Payment Due Date July 23, 2019 Minimum Payment Due 535.00;' UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Encing in: NMI Account Summary Minimum Payment Due $35.00 Payment Due Date 07 Credit Line 535.000.00 Available Credit Line — 433,7 Cast Credit Line $14,000.00 Available Cash Line 414,000.00 Past Due Amount argrlimit Amount SO.00 $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Page 1 of 4 Questions? Call 1-800-762-1000 ubs.com/onlinesenrices Activity Summary Previous Balance $1,472.14 + Purchases $1,265.15 I - Other Credits + Cash Advances 1=. + Fees $0.00 + Interest SIM Statement Balance $1,265.15 $1,265.15 $35.00 07/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about.. And you will end up paying the estimated total of... Only the Minimum Payment $45 4 years 51,766 (SaYingS= 4146) 41,620 3 years If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comlonlineservices. Detach here. Please make checks payao e to UBS Card Services' and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable. UBS BANK USA PO BOX 84040 COLUMBUS GA return to: - CARD SERVICES 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 $35.00 $1,265.15 July 23, 2019 CON F I DENIAL 0000003500 2 SDNY_GM_00008707 EFTA01596629 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payrnest biferintion. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. -Ayr to tr- tkEk> Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may riot be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn we collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscornionlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available onfr for cardholders With JO RMA or UBS Business Services Account BSA Pay by Phone:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight pepsin!, : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash advances through Cast/Correct: The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Services Account BSA. Accrual of Interest ad bow to avoid paying interest on lowdown. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 03030303 • 031350 • 0301 • 0302 • 23 CONFIDENTIAL SDNY_GM_00008708 EFTA01596630 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 97,017 Points earned this period 1,265 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 98,682 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHSLAJNE MAXWELL - Card ending in OM Date Pal rra Description Amount 06/18 PAYMENT THANK YOU -$1A72.14 Purchases Total Payments Activity -81A72.14 05/28 STICKER MULE 8009759465 NY 5205.56 06/03 Amazon web services aws.amazon.coWA 5196.19 06/04 CLOUDFLARE 650-3198939 CA 5200.15 06/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA 5653.25 06/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA 510.00 Total Purchases Activity S1.265.15 W 2019 Totals Year-to-Date Summary of Fees and Interest gll Total Fees Charged in 2019 Total Interest Charged in 2019 50.00 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance Subject to Interest Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge PURCHASES $0.00 17.09% $0.00 BALANCE TRANSFERS $0.00 17.09% $0.00 CASH ADVANCES S0.00 24.09% 00 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008709 EFTA01596631 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. New VS a deals yew Mimics =Idea le West Me We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, h) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Omit eau ..,..at. sad anise We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whole dm f you Spa fed am ear es Der slelesnot If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: 02011 UBS Bank USA • Memel idennellese your name and account number • Deanna the dollar amount of the suspected error • Denied= apelike= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors ■ tales You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Veur delft f yam are assedilled aide yew art ad pouthises If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us ■ wen* at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. S 8 S 8 S gg S 8 CONFIDENTIAL SDNY_GM_00008710 EFTA01596632 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1 .4 7 2.1 4 is scheduled to be paid on 6/1 8/1 9 from your UBS Account. Thank you. View your card account activity, download credit card statements and more at ubs.com/onlineservices SUBS Statement Billing Period: 04/27/19 - 05/26/19 Payment Due Date lune 23, 2019 Minimum Payment Due 535.00:' UBS Visa Signature credit card statement Prepared for: GHiSLAINE blAxWELL Primary Card Number End ng in: Account Summary Minimum Payment Due $35.00 Payment Due Date Credit Line $35.000.00 Available Credit Line $33,52 Cash Credit Line $14.000.00 Available Cash Line $14,000.00 Past Due Amount SO.00 $0.00 larteilimit Amount Payment Information* Statement Balance Minimum Payment Due Payment Due Date Page t of 4 Questions? Call 1-800-762-1000 ubs.com/onlineservices Activity Summary Previous Balance - Payments $1,723.48 + Purchases - Other Credits + Cash Advances + Fees + Interest Statement Balance $1,723.48 51,472.14 $0.00 $0.00 $0.00 $0.00 $1,472.14 41,472.14 $35.00 06/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about.. all And you will end up paying the estimated total of... Only the Minimum Payment 453 5 years 52,129 3 years 51,908 (Savings = $221) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for 1_1B5 Bank USA is 1.600-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to UBS Card Services- and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable. return to: UBS BANK USA - CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date You are enrolled in Automated Pay Credit Card. Send payments UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 $35.00 $1,472.14 June 23, 2019 CON F I DENIAL 0000003500 2 SDNY_GM_00008711 EFTA01596633 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Pawned brfennellen. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. R, ••k tr- kr c‘kr: • C wk: Servico,,. Please allow 7 clays for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscornionlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with JO RMA or UBS Business Solaces Account BSA Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight pepsin!, : Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash adoweces through CasbCorwact : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or I -800-762-1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Services Account BSA. Accrual of Merest ad bow to avoid paying Interest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 8 8 a CONFIDENTIAL SDNY_GM_00008712 EFTA01596634 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 95,946 Points earned this period 1,471 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 97,417 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GHISLAINE MAXWELL - Card ending in (Al Date Payments Description Amount 05117 PAYMENT THANK YOU -11,723.48 Purchases Total Payments Activity -51,723.48 05/01 DNH*GODADDY.COM 480-5054855 AZ $203.49 05/02 DNH*GODADDY.COM 480-5054855 AZ $28.16 05/03 Amazcn web services aws.amazon.coWA $189.72 05/03 DNH*GODADDY.COM 480-5054855 AZ $31.16 05/04 CLOUDFLARE 650-3198939 CA $200.20 05/06 N *ERI DESIGN. INC. 508-9811897 MA $125.00 0906 DNH*GODADDY.COM 480-5058855 AZ $31.16 05/09 MAILCHIMP *MONTHLY MAILCHRAP.COMGA $653.25 05/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA $10.00 Total Purchases Activity 51,472.14 Ilim019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 Total Interest Charged in 2019 Interest Charge Calculation - 30 Days in Billing Cycle $0.00 $0.00 Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) PURCHASES $0.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% (v) $0.00 CASH ADVANCES $0.00 24.49% (v) $0.00 Interest Charge Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008713 EFTA01596635 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. New tr• a coital, enlace =Idea le Steel Me We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, h) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bail ..,.at. sad intr. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. • le dm Nyou Syne fed am seer enemy slelesnot If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: 02011 UBS Bank USA • Memel idennellese your name and account number • Deer eaboutt the dollar amount of the suspected error • Desoielleof pubis= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors ■ tales You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Your allege are dleaddled a per aunt ad pude If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us ■ wen* at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. S 8 8 CONFIDENTIAL SDNY_GM_00008714 EFTA01596636 Customer News Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,723.48 is scheduled to be paid on 5/18/19 from your UBS Account. Thank you. View your card account activity, download credit card statements and more at ubs.com/onlineservices SUBS Statement BEng Period: 03/27/19 - 04(26/19 Payment Due Date May 23, 2019 Minimum Payment Due 535.00 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Erving in:= Page t of 4 Questions? Call 1-800-762-1000 ubs.conVonlinesernces Account Summary Activity Summary Minimum Payment Due $35.00 Previous Balance $863.15 Payment Due Date 5/23/19 -Pa Me $863.15 I Credit Line $35,000.00 + Purchases $1.723 48 Available Credit Line $33,276.52 - Other Credits + Cash Advances $0.00 I $0.00 I Cash Credit Line $14.000.00 Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount SO.00 + Interest $0.00 I Overlimit Amount $0.00 Statement Balance $1,723.48 Payment Information* payment by the date Statement Balance Minimum Payment Due Payment Due Date Late Payment Waming: If we do not receive your minimum $1,723.48 $35.00 05/23/2019 listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more 'n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... all And you will end up paying the estimated total of... Only the Minimum Payment $62 5 years $2,571 3 years $2,232 (Savings= $339) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New Yolk residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payab!e to UBS Card Services' and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Serricedernery. if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL UBS Card Number Ending in a Minimum Payment Due $35.00 Statement Balance Si 723.48 Payment Due Date May 23, 2019 You are enrolled in Automated Pay Credit Card. Send payments UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CONFI DENIAL 0000003500 2 SDNY_GM_00008715 EFTA01596637 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment hiformotlon. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. •• ,, •• rirrrr tr, rr . /dr • r, rr.kr.rrr r) C ri•:: Services. Please allow 7 days far the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. Other payment options. Online: Visit ubscornionlinesenfices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available onfr for cardholders with art RMA or UBS Business Services Account BSA. Pay by Phone:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic ',permed of cash adorers through Cas/sCormact : The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnect Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining Cashannect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or I -800-762-1000 for the UBS Visa Signature credit card. Available only for cardholders with art RMA or Business Settes Account BSA. Accrual of interest and bow to avoid paying Merest on purchases. Your due date is at least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page 03030303 • 012941 • 0301. 0002 • CONFIDENTIAL SDNY_GM_00008716 EFTA01596638 Page 3 of 4 My Choice Rewards Points from UBS Account Surnonary Total Points Beginning Points this period 94,222 Points earned this period 1,724 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 95,946 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in is Date Description Amount 04/18 PAYMENT THANK YOU -5863.15 Total Payments Activity -$863.15 Purchases 04/04 CLOUDFLARE 650-3198939 CA $200.20 04/09 MAILCHIMP 'MONTHLY MAILCHIMP.COMGA $653.25 04/t6 Amazon web services aws.amazon.coWA $192.86 04/t6 Amazon web services aws.amazon.coWA $178.57 04/t6 INSURANCE FOR EXHSITO 440-3496650 OH $109.00 04/t6 STBLUE 2792124164271SALT LAKE CTYUT $379.60 TKT: 2792124164271 DEPT DATE: 04/25/19 0406: BOS DEST: DFW 0106: DtW DEST: BOS 04/t9 BUFFER AWESOME MONTHLY HTTPSBUFFEACCA $10.00 Total Purchases Activity $1,723.48 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Criarged in 2019 $0.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES Balance Subject to Interest Rate $0.00 $0.00 $0.00 ANNUAL PERCENTAGE RATE (APR) 17.49% (v) 17.49% (v) 24.49% (v) 7 interest Charge $0.00 $O.00 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008717 EFTA01596639 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Hall= a coital, yew lace =eject le latest Me We use a method called 'daily balance' (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, h) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the 'Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Cleat eau neat sad anise We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whom Millirem Syne ad am ewer enemy slelesnot If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 In your letter, give us the following information: 02011 UBS Bank USA • Aceemat tatennellese your name and account number • Dar aunt the dollar amount of the suspected error • Dee:della of emblem if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors le tabs You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. This delta yen a dIsseddled math per aunt one pude If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In velem at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. S 8 S 0 8 CONFIDENTIAL SDNY_GM_00008718 EFTA01596640