EFTA Document EFTA01280012

SECOND HOME RIDER THIS SECOND HOME RIDER is made this 10th day of December, 2014 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower" whether there are one or more persons undersigned) to secure Borrower's Note to Fifth Third Mortgage Company (the "Lender") of the same date and covering the Property described in the Security Instrument (the "