EFTA Document EFTA01344641

Page 4 of 17 Summary The four charts below provide a summary of the Notes, including Note characteristics and risk considerations, as well as an illustrative diagram and table reflecting hypothetical returns at maturity. These charts should be reviewed together with the disclosure regarding the Notes contained in this pricing supplement as well as in the accompanying prospectus and prospectus supplement. Thc following charts illustrate the hypothetical total return at maturity on the Notes.