Corporate/trust instrument: Butterfly Trust

shall be paid to EPSTEIN INTERESTS, a Trust, organized under the laws of the State of New York. E. The Trust created pursuant to this Trust Agreement may be referred to as "BUTTERFLY TRUST." FOURTH Governing Law; Claims or Charges Against Grantor or his Estate A. This Trust Agreement and the Trust hereby created shall be construed under, and governed by, the laws of the United States Virgin Islands. B. No portion of the income or principal of the Trust shall be liable for the payment