Account statement (June 5, 2014)

Asset Allocation Disclosure and Footnotes Fixed Income contains Fixed Income Mutual Funds Summary of Gains and Losses Realized This Period Yearto-Date Unrealized Short-Term Gain/Loss 0 00 0.00 -2.107.88 Long-Term Gain/Loss 0 00 0.00 .54,077.21 Net Gain/Loss 0.00 0.00 46,185.09 This summary excludes transactions where cost basis information is not evadable. For Your Information On June 5, 2014, the European Central Bank (the 'ECB') introduced 'negative interest rates'. This n