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sd-10-EFTA01364276Dept. of Justice

EFTA Document EFTA01364276

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FIFTH IRREVOCABILITY SEVERABILTY, COUNTERPARTS A. This Trust Agreement and the Trust created hereunder are irrevocable. Subject to each Trustee's right under Article FIRST, paragraph B of this Trust Agreement to amend this Trust for the sole purpose of ensuring that any Annuity Amount (as hereinafter defined) payable hereunder constitutes a qualified annuity interest within the meaning of Section 2702(b)( I ) of the Code and the Treasury Regulations thereunder, neither the Grantor nor an

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Dept. of Justice
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sd-10-EFTA01364276
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