EFTA Document EFTA01365410

Interest payable on the Subordinated Notes on each Distribution Date shall consist solelyof Excess Interest payable on the Subordinated Notes. if any. on such Distribution Dale as detarnined on the related Datainination Dale and payable in accordance with the Priority of Pa)maits. If such dale is not a Business Day, the Securities will mature on the next Business Day. The Issuer will issue 36,780 Preferred Shares on the Closing Date. (c) Interest shall accrue on the outstanding principal a