EFTA Document EFTA01366716

Amendment #4 Page 287 of 868 shit of ibfMon. rnargn of 3 9% per annum The mdustnal Development term loan bears Merest at a fixed tale of 7 7% plus a margin of 3 8% per annum IMerest payments on the term loans are made on a Quarterly bass and principal paymerts are made on a bi-arnual basis The credit agreement governrog the credit facility contans various customary restnarve <overseas Iroludng covenants restncting the payment of dainty-lions and requnrg maintenance of certain frercial ratio