EFTA Document EFTA01367855

CIO Strategies - Tactical Allocations As of 3/31/2015 Account Level Fee on $25,000,000: 0.59% All in Estimated Fee for Growth as Allocated Below: 0.90% Asset Class Implementation Vehicle Ticker Expense Ratio Yield Growth Growth Wtd Ml- Fees Equities 64.5% U.S. Large Cap WM US Large Cap/Growth/CoreNalue - Individual Securities 0.00% 1.46% 33.0% 0.00% U.S. Small Cap ClearBridge Small Cap Growth SBPYX 0.90% 3.65% 3.0% 0.03% European Equity Invesco AIM European Growth A