EFTA Document EFTA01368610

Table of Contents 1. Internet Banking Services 3 2. Use and Termination of Services 3 3. Passwords, Authentication and Security 4 4. Internet Banking Services Fees 6 5. Business Days and Hours 6 6. Liability 7 7. Errors or Questions 9 8. Confidentiality and Data Protection 10 9. Payment and Transfer Limitations 10 10. Payment Amendments and Cancellations 11 11. Preauthorized Payments (For Consumer Electronic Funds Transfers Only) 11 12. Bill Payment Services 1