EFTA Document EFTA01371962

1511 Deutsche Bank P.O. Box 1776, Baltimore, MD 21203 January 1,2019 - January 31, 2019 J EPSTEIN VIRGIN ISLANDS Your Investment Spedalid ZEN Contact Information MARTIN ZEhl AN 345 PARK AVENUE NEW YORK NY 13154 Your Account Information Telephone Number: TAX LOT DEFAULT DISPOSITION METHOD Default Method for Mutual Funds: First In First Out Default Method for Stocks in a Dividend Reinvestment Plan: First In First Out Default Method for all Other Securities: First In First Out BO