EFTA Document EFTA01373002

Risk Factors1 CONFIDENTIAL FOR DISCUSSION PURPOSES ONLY GENERAL RISKS Risks of General Economic Conditions The extreme downturn in the credit markets and other financial markets that began in 2007 resulted in dramatic deterioration in the financial condition of many compares and businesses. Although adverse economic data continue to be generated. there are indications that credit markets and other financial markets are continuing to emerge from such downturn. There is no assurance that any