EFTA Document EFTA01376297

21, 2010, and which imposes a new regulatory framework over the U.S. financial services industry and the consumer credit markets in general, and proposed regulations by the SEC that. if enacted, would significantly alter the manner in which asset-backed securities. including securities similar to the Securities. are issued and structured and increase the reporting obligations of the issuers of such securities. Given the broad scope and sweeping nature of these changes and the fact that final