EFTA Document EFTA01376392

"Reference Banks": With respect to the determination of LIBOR in accordance with Schedule 5, any four major banks in the London interbank market selected for such purpose. "Reference Entity": An obligor on a Reference Obligation. "Reference Instrument": The indenture, credit agreement or other agreement pursuant to which a security or debt obligation has been issued or created and each other agreement that governs the terms of or secures the obligations represented by such security or deb