EFTA Document EFTA01377859

Effect of Merger or Acquisition Involving a Program Bank If the amounts held for your benefit in a particular Program Bank's Deposit Account or other deposits at such Program Bank are assumed by another depository institution that acquires the Program Bank through a merger or consolidation, those deposits will continue to be insured separately from any deposits that you might already have with the acquiring institution until: (1) the maturity date for time deposits such as CDs or (2) six months after the date of the acquisition for other deposits. After that, the assumed deposits will be aggregated with existing balances you hold at the acquiring institution in the same capacity. Any Deposit Account set up at the acquiring institution after the acquisition will be aggregated from the date it is opened. List of Program Banks The Program Banks as of September 28. 2016 are as follows: Androscoggin Bank Lewiston, ME Associated Bank Barclays Bank Delaware Branch Bank & Trust CIT Bank Green Bay, WI Wilmington, DE Lumberton, NC Salt Lake City, UT Citibank NA. Sioux Falls, SD RBS Citizens Bank Providence, RI RBS Citizens Bank of PA Comenity Capital Bank Compass Bank Philadelphia, PA Salt Lake City UT Birmingham, AL Deutsche Bank Trust Company Americas East West Bank First Niagara Bank Flushing Savings Bank Glacier Bank New York, NY Pasadena, CA Lockport, NY Lake Success, NY Kalispell, MT Huntington National Bank Israel Discount Bank New York Community Bank Plains Capital Bank Simmons Bank Columbus, OH New York, NY Westbury, NY Dallas, TX Pine Bluff, AR Sonabank Southwest Bank Texas Capital Bank Warrenton, VA Fort Worth, TX Richardson, TX Tristate Capital Umpqua Bank Pittsburgh, PA Portland, OR You may obtain a current list of Program Banks by accessing the information at http://deutscheweafth.com/americas/en/us„)mportant_information.html and clicking on "Cash Sweep Options" and reviewing this section or by contacting your Relationship Manager. WM179143 015105.011718 Page 9 of I CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0075012 CONFIDENTIAL SDNY_GM_00221196 EFTA01377859