EFTA Document EFTA01382359

Amendment No. 3 to Form S-1 Table of Contents separation from service. Participants may receive a distribution of up to 100% of their account during employment in the event of an emergency. Participants in the Makeup Plans are unsecured general creditors. See the table entitled "Nonqualified Deferred Compensation" below for information with regard to the participation of the NEOs in the Makeup Plans. 401(k) Plan The company and NAI maintain 401(k) plans with terms that are substantially id