EFTA Document EFTA01383278

Po: t `o. o Ho'drngs Disc osures (continued) Foreign Currency Transactions (continued) organization may also increase the currency conversion rate. This conversion rate may differ from rates in effect on the date you executed a transaction. incurred a charge, or received a credit. Transactions converted by agents (such as depositories) will be billed at the rates such agents use. Proxy Vote Securities not fully paid (or in your margin account may be lent by Pershing to itself or others in a