EFTA Document EFTA01388811

SY SIGNING BELOW CUENT ACKNOWLEDGES TUT: ill CU ENT RAS RECENED READ AND AGREES TO THE TERMS AND CONDITIONS OF NIS • ACCOUNT AGREEMENT, INCLUDING THE APPENDIX WHICH CONTAINS IMPORTANT INFOR/AATIONI AND (2) THE INFORMATION CONTAINED IN THIS ACCOUNT APPLICATION IS ACCURATE. CLIENT ACKNOWLEDGESTHATTHIS ACCOUNT AGREEMENT CONTAINS A PRE-DISPUTE ARBITRATION CLAUSE AT SECTION It PAGES, AND CLIENT AGREES TO TERMS (ALL ACCOUNT ADMEN ENT SO NAloRrES musr INITIALJ. *MO* THE INTERNAL REVENUE SERVICE