EFTA Document EFTA01393084

Available Cash Sweep Options and Related Differences Insured Deposit Program The IDP will automatically sweep your available cash balances from your DBSI brokerage account into interest-bearing money market deposit accounts at the Program Banks. The deposit accounts are insured by the FDIC within certain applicable limits. The IDP is not subject to market risk and potential loss of principal but is subject to the risk of the failure of one or more of the depository institutions (each, a "P