Re: Additional signer (Janice Franklin, 27 Feb 2014)

Subject: Re: Additional signer From: Janice Franklin <1 ) Date: Thu, 27 Feb 2014 16:02:23 -0500 To: Amanda Kirby Cc: Jacqueline Lightbody Classification: Public Amanda: In conjunction with our review of , I saw that the letter to add Mr. Indyke stated that he should be ad e "on all accounts associated with the (Southern Financial Relationship". How did you determine that the Southern Financial Relationship included Mr. Epstein's ersonal accounts and those for Southern Trust"? The re