EFTA Document EFTA01415518

Risk Factors &"Expert Sans Regular,Regular"&10&K000000 Restricted - External Risk Factors The following is not an exhaustive list of all the risks associated with an investment in the transaction. Investors should carefully review the final transaction documentation relating to the Notes, including the description of risk factors contained therein, prior to making a decision to invest in the Notes. The information set forth in this term sheet will be superseded in its entirety by any sub