EFTA Document EFTA01457200

27 March 2015 US Fixed Income Weekly Figure 4: Weak household formation, until recently 4,000 3,000 2,000 1,000 0 xer -1.000 a- -2.000 -3,000 9 `1 1 1?- `r2 lei ri sg7i1 l$Utga PII 2$ En? n oi . = 6 3 2rAgg 2) ,AAga> ilrgi c-3Ag3. ->agi3 .ReS San US Como &es Oloomboro Mow LP [Figure 5: Cumulatively tighter bank mortgage tending standards 80 eo 40 20 0 20 Net % tightening mtg lending Cumulattve net % tightening 600 500 40O 300 200 100 0 IR 8i `O"; Si e e t