EFTA Document EFTA01487707

December 07,2001 - l EPSTEIN INTERESTS December 31,2001 Page 3 of 3 Primula' Account Number. 000-138912 JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tams For Accounts mud Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tarns For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan C