EFTA Document EFTA01361736

For Your Information On June 5, 2014, the European Central Bank (the -ECB) introduced 'negative interest rates'. This negative interest rate applied to all deposits held at the ECB and other credit institutions. Effective February 1, 2015, the negative interest expense on any euro deposits will be charged to your account. The initial interest charge will be -.20%(20 basis points), and will reflect on your account statement as Tree Credit Balance Interest Charge'. The interest will be reported on your Forms 1099 and/or 1042-S for tax year 2015. These rates are subject to change in response to market changes, and we may. in the future and based on our normal interest rate setting arrangements, begin to charge negative interest rates on additional foreign currency balances. FDIC Insured Bank Deposits Date Activity Type Description Amount Balance Sweep FDIC Insured Bank Deposits INSURED DEPOSITS PROGRAM Account Number. N4G024968 Activity Ending: 12/31/14 11129114 Opening Balance 667.111 04 667.111 04 12/15/14 Deposit INTEREST CREDITED 5 30 667,116 34 APY 0.01% 12/76/14 BUT 667.116 34 NO 72/16 $231500.00 Deutsche Bank Trst Co NO 12/16 $237500.00 NY Community Bank NO 12116 5192116.34 12/31114 Closing Balance 5667,116.34 Total FDIC Insured Bank Deposits $667,116.34 The FDIC Insured Bank Deposits are not securities and are not covered by the Securities Investor Protection Corporation (SIPC). The Bank Deposits at each bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to 5250,000 for each category of legal ownership including individual retirement accounts and certain other self directed retirement accounts. Please review this in connection with other deposits you may have at each respective bank. Income and Expense Summary Current Period Year-to-Date Taxable Noe Taxable Taxable Non Taxable Interest Income FDIC Insured Bank Deposits 5.30 0.00 60.89 0 00 Total Dividends, Interest, Income and Expenses 55.30 50.00 $60.89 $0.00 Account Number N4G-024968 .EFFREY EPSTEIN Go paperless *AO Ot4r.ter 'total EV.Ient f view Yaw tone,' .}001 [NAGAR RATED COMMON ICATK,I6 _j. eXallENC? Page 2 of 9 awn: lIctlacn •••••••••.• la • A.c•a• ••••••••• •..cna••• CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0050964 CONFIDENTIAL PROT1 PROT0